Broker Check

Blog

What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.

Wednesday, November 16, 2022

Picture this: You're 67 years old and are retired. You've been working hard for decades and finally have the chance to relax and enjoy your golden years. But there's just one problem: you're cash-strapped.Proper cash flow planning is...

Tuesday, November 8, 2022

If you are a pre-retiree or thinking about your retirement, you probably have plenty of questions about your future and what you might need to save for. Many people need to realize how much life insurance can benefit them financially....

Wednesday, October 12, 2022

Many people hardly think about pre-retirement planning until they're a few years away from retirement. According to a recent survey, 49 percent of Americans between 55 and 66 have zero personal retirement savings.But pre-retirement...

Friday, October 7, 2022

Americans face many retirement pitfalls, including failing to plan comprehensively for this critical life stage. As a result, some Americans overlook life insurance as part of their retirement planning, while others believe common life...

Wednesday, September 14, 2022

As the year winds down, we want to ensure you take advantage of all the available charitable giving strategies. Donations to charitable organizations are deductible from your gross income, which means you can reduce the taxes you owe...

Show All

Thursday, September 8, 2022

Calculating how much you need for retirement can be difficult. Everyone's tastes are different, and your plans during retirement affect how much money you need. However, having a more realistic understanding of how you will spend your...

Monday, August 22, 2022

Talking to your grown children about estate planning is one of the best things you can do to help them prepare for the future and protect their financial assets. So get the conversation started with these tips.Proceed with...

Wednesday, August 10, 2022

You’ve worked hard, and it’s time to plan for retirement. You just don’t want to continue doing the things you love. You want to do more. IM Wealth Partners has been helping clients maximize their wealth by avoiding...

Wednesday, July 13, 2022

Many people believe that estate planning only concerns older, wealthy individuals. However, we all need to plan for what happens to our assets in the event of our death or situations where we aren't in the position to make decisions...

Wednesday, July 6, 2022

Supply-chain issues, economic stimulus programs, and high oil prices have led to rampant inflation. The situation has caused price increases in the present day and concern for people approaching retirement.Inflation is a normal part of...

Wednesday, June 22, 2022

Accidents, natural disasters, and other unexpected tragedies can happen anytime. Unfortunately, these events often come with a financial burden that can be difficult, if not impossible, to bear.This is where life insurance comes in....

Wednesday, June 8, 2022

Taxes can be a considerable burden, especially if they're unexpected. If you have an annuity, you'll want to understand the potential tax implications. Annuities are long-term contracts from an insurance company where you invest your...

Wednesday, May 18, 2022

The average taxpayer spends around 11 hours planning their taxes, submitting forms, and tax-related record-keeping. Businesses spend more than double that. Knowing the 2022 tax changes could considerably decrease the time you spend...

Wednesday, May 4, 2022

Which one should you choose? Both term and whole life insurance have their pros and cons. Many people are unaware of the differences between term and whole life insurance and, therefore, are unsure which policy would be the best fit....

Wednesday, April 20, 2022

Being self-employed provides you with freedom from a traditional work schedule, but it does not alter the necessity of financial planning. The last thing you want to do as a self-employed individual is put off paying into a retirement...

Wednesday, April 6, 2022

When you decide to tie the knot, it's exciting. It's romantic. It’s also fraught with the potential for severe financial consequences if the marriage fails. Unfortunately, divorce happens — even though nobody walks down the...

Wednesday, March 23, 2022

This Tax Tips Mastermind features Katie Broskey of Keller Williams Platinum Realty, Ian Meierdiercks of IM Wealth Partners, and Marissa Sperazza of Barsz Gowie Amon & Fultz. During this webinar, you will learn some important tax tips on...

Wednesday, March 16, 2022

Proper tax planning is an important part of a sound financial plan. But you need to be proactive. Ignoring your tax bill will have you surrendering lots of cash to the tax authorities. Luckily, there are some tax reduction strategies...

Wednesday, March 2, 2022

When inflation began to rise across the U.S. following the COVID-19 pandemic, many people hoped it would only prove to be a temporary challenge. Unfortunately, the higher costs for food, utilities, and general living expenses have not...

Wednesday, February 16, 2022

While buying a vacation home can be an incredible reward for all the hard work you’ve done, it doesn’t come without its complexities. Here are the top questions you need to ask if you are thinking about buying a second or third home this...

Wednesday, February 2, 2022

At the start of the new year, many of us sit back and reexamine our financial lives. 2022 is no different. However, this year, many claim they will spend more time on their finances than in years past, although few have a clear plan...

Wednesday, January 19, 2022

Wednesday, January 5, 2022

If you have ever heard “the 4% rule,” you know that higher inflation and smaller returns mean that 4% could easily turn into 3.3% or lower. For retirees, the better approach could be to eliminate the 4% rule and take a more...

Wednesday, December 15, 2021

Practically everyone has heard of inflation, but many people don’t fully understand what it is and how it can impact their lifestyles. With 30-year record high inflation rates happening right now, it’s more important than...

Wednesday, December 1, 2021

No one plans to end up in debt, but it happens to millions of consumers every year. The credit card charges that seemed manageable just a few months ago have amassed into a pile of debt that just won’t seem to go away. Sudden...

Wednesday, November 17, 2021

One clear outcome of the COVID-19 pandemic is that women have endured a disproportionate amount of financial and career upheaval compared to men. As the results of the pandemic continue to unravel, women are hesitantly re-entering the...

Wednesday, November 3, 2021

If you don’t prepare, you might be shocked by how much inflation can chip away at your retirement savings over time. With the American economy adjusting to its “new normal,” inflation rates are rising. If you’re...

Wednesday, October 20, 2021

Sweeping income, capital gains, and estate tax changes are creating confusion and uncertainty for family businesses, such as farms and restaurants. Fortunately, there are tools at your fingertips that can protect your financial-well...

Wednesday, October 6, 2021

Today, more Americans are choosing to retire early than ever before. In July, the Federal Reserve Bank of New York conducted a survey of about 1,300 heads-of-household in the United States. In that survey, just 50.1% of adults believe...

Wednesday, September 15, 2021

In May 2021, the Biden administration released its revenue-raising proposals in the Treasury Department’s “Green Book.” It contains sweeping changes to the US tax system and can affect not only the ultra-rich but many...

Wednesday, August 11, 2021

The divorce rate is declining for all segments of the population, except for those 50 and older. If getting older wasn't hard enough, right? It's even been given a name: "gray divorce.” According to Dr. Susan Brown, co-author of...

Wednesday, July 21, 2021

According to research findings by the Cerulli Associates, up to 45 million households in the United States will enjoy a transfer of over 68 million in the next 25 years. Will your household be amongst the statistics? This will be...

Wednesday, June 16, 2021

Many of us can’t wait until the day comes to retire. That day seems so far off until those around us give up the daily grind for retirement. You’ve probably seen or heard the excitement—a sign on your neighbor’s...

Wednesday, May 19, 2021

Just because you have the money doesn't mean you should spend it frivolously. Rich people like Warren Buffett get rich not just by good business sense; they are also common-sense spenders living simply, not extravagantly. According to...

Friday, April 23, 2021

If you are over the age of 30, saving for retirement should be one of your top priorities. After all, we know that social security alone will not be enough to support you during your golden years. People are living longer and have more...

Wednesday, March 17, 2021

2020 was a challenging year for many Americans. The COVID-19 pandemic made many people reevaluate their retirement plans and consider saving even more than before. Whether or not the pandemic changed your saving habits and your...

Wednesday, February 17, 2021

For many people, tackling your finances in a new year can seem daunting. But, with a few quick tips and tricks, we are here to help you create a plan to get your finances for 2021. While the new year’s motivation is still high,...

Monday, January 18, 2021

Have you ever wondered how you can lower your taxes? Are you familiar with all write-offs and deductions available to you? In most cases, the answer is no. Without a personal accountant or a ton of research, most people are not aware...

Wednesday, December 30, 2020

It goes without saying that 2020 is unlike anything we have ever experienced. Over one year, we have managed to include some versions of the following: The income inequality of the Gilded Age The election of 1896 The pandemic of 1918...

Tuesday, December 15, 2020

With the Presidential Election behind us, many clients may be wondering whether now is a good time to invest their excess cash. The stock market has rallied from that point with the uncertainty and anticipation removed, and many of the...

Wednesday, November 18, 2020

To listen to the full recording, click here: RECORDED ZOOM VIDEO KEY POINTS: (00:36): Despite the election and a pandemic, we are in the midst of an economic recovery. We know the US economy has always been a bit resilient and dynamic...

Tuesday, November 3, 2020

The year 2020 will continue to surprise us and staying abreast of the latest important information is paramount. Below the Executive Summary, you will find greater detail. Executive Summary The beat went on in the 3rd quarter as Growth...

Tuesday, October 27, 2020

With the Presidential election less than 2 weeks away, investors are talking more politics and potential election outcomes than possibly ever before. Its fair to say there is some concern associated with the election this year with no...

Wednesday, September 23, 2020

Generational wealth planning is an essential part of long-term financial planning for your family now and after your transition. A comprehensive strategy doesn’t just focus on how to transition wealth to the next generation, but...

Friday, August 28, 2020

In light of the upcoming election, we thought it would be pertinent to provide you with an overview of the current economic situation. Below the executive summary, you will find greater detail. Executive Summary The S&P 500 achieved a...

Friday, August 7, 2020

IM Wealth Partners, an independent financial service firm, has announced its continued support via sponsorship for The Richard D. Stephens Memorial Shepherd’s Shelf Golf Outing benefiting The Shepherd’s Shelf Food Pantry....

Wednesday, June 3, 2020

We had a great turnout for our webinar, in which Kristin Gavin, CPA of Barz Gowie Amon Fultz Certified Public Accountants, and I recapped the ever-changing Paycheck Protection Program (PPP) hosted by the Cindy Dickerman Team at Keller...

Monday, May 11, 2020

During the month of March, President Trump signed into law the largest stimulus in American history called the “CARES” (Coronavirus Aid, Relief, and Economic Security) Act. In the simplest terms, the CARES Act alters...

Friday, May 1, 2020

We had a great turnout for our webinar, held on April 22, 2020 during which our Partner, Fidelity Investments provided an update on both the economic and market outlooks for the US and abroad due to the Coronavirus pandemic. Whether...

Wednesday, April 8, 2020

What you need to know. Provided by Ian Meierdiercks When you are in your seventies, Internal Revenue Service rules say that you must start making withdrawals from your traditional IRA(s).In I.R.S. terminology, these withdrawals are...